Professional credit restoration that removes negative items, disputes inaccuracies across all three bureaus, and puts you back in control of your financial life — fast and guaranteed.
We handle every aspect of your credit restoration — from pulling reports to filing disputes to monitoring your progress — so you can focus on your goals.
We pull and review your full credit reports from Equifax, Experian, and TransUnion to identify every negative item, inaccuracy, and opportunity for improvement.
Our advisors file formal, customized disputes with all three bureaus on your behalf — targeting late payments, collections, charge-offs, repossessions, and more.
Beyond disputes, we build a personalized roadmap to optimize your credit utilization, payment history, and credit mix for maximum score improvement.
We advise on primary and authorized user tradelines and prepare you for mortgage, auto, and business funding approvals once your score reaches your target.
Receive regular updates — bi-weekly on the Express Plan, monthly on Standard — so you always know exactly where your score stands and what's been resolved.
Your dedicated advisor monitors your credit profile throughout the engagement and is available to answer questions, address new items, and guide next steps.
Whether you need comprehensive long-term repair or accelerated results, we have a plan designed for your situation.
Flexible financing available
We combine deep expertise with a client-first approach to deliver results you can count on.
Our proven dispute strategies are designed to produce measurable score improvements within weeks, not months.
Our certified credit advisors have helped thousands of clients clear negative marks and achieve their financial goals.
We stand behind our work. If we cannot remove a qualifying item, you receive a full refund — no questions asked.
Every client is assigned a personal credit advisor who guides them through each step of the restoration process.
We offer multiple financing options so that cost is never a barrier to achieving the credit score you deserve.
Over 5,000 clients served with an average score improvement of 150+ points and a 98% client satisfaction rate.
A clear, transparent process from your first call to your target credit score.
We review your credit profile, identify every opportunity, and recommend the right plan for your goals.
Complete your service agreement, make your payment, and get access to your client portal within 24 hours.
Your advisor files customized disputes with Equifax, Experian, and TransUnion and tracks every response.
Receive regular progress reports as negative items are removed and your score rises toward your target.
See how our clients have transformed their credit scores and unlocked new financial opportunities.
"I went from a 580 to a 742 in just under 60 days. I was able to qualify for a mortgage I had been dreaming about for years. The team was professional, responsive, and truly delivered on every promise."
"After a difficult divorce left my credit in shambles, Credit Plug helped me rebuild from the ground up. Within four months my score was above 700 and I got approved for a new car loan at a great rate."
"I had three collections and two late payments dragging my score down. Credit Plug removed all of them within 45 days. My score jumped 190 points and I finally got approved for a business credit line."
"I was skeptical at first, but the results speak for themselves. My advisor kept me informed every step of the way and the entire process was completely stress-free. Highly recommend to anyone struggling with their credit."
"Credit Plug removed a bankruptcy-related account I thought would be on my report forever. The team was knowledgeable, patient, and genuinely cared about my outcome. My score is now 780 and climbing."
"From the free consultation to the final report, every interaction was professional and transparent. I now have the credit score I need to buy my first home. This service changed my life."
Have questions? We have answers. If you don't see what you're looking for, reach out to our team directly.
Unlike many credit repair companies that use generic dispute templates, we build a fully customized strategy for each client based on a thorough analysis of their unique credit profile. Our certified advisors work directly with all three major bureaus and have a proven track record of removing a wide range of negative items.
We offer a free initial consultation with no obligation. Our service fees are clearly outlined before you commit to any plan, and we offer flexible financing options so you can get started without a large upfront cost.
We begin by obtaining and reviewing your credit reports from all three bureaus. Our advisors then identify inaccurate, unverifiable, or outdated negative items and file formal disputes on your behalf. We track each dispute, follow up with the bureaus, and provide you with regular progress updates throughout the process.
We work to dispute and remove inaccurate, unverifiable, or improperly reported items, including late payments, collections, charge-offs, repossessions, and more. Accurate and verifiable items cannot be legally removed; however, we can advise you on strategies to minimize their impact over time.
Results vary depending on the complexity of your credit profile. Our Standard Plan targets completion within 120 business days, while our Express Plan is designed for results in 60 business days or less. Many clients begin seeing improvements within the first 30 to 45 days.
Yes. We have experience disputing bankruptcies and the associated accounts that appear on credit reports. While results depend on the specific circumstances, we will thoroughly review your case and advise you on the best available options during your free consultation.
Absolutely. We serve clients nationwide. All consultations, document submissions, and progress updates are handled remotely via phone, email, and our secure online client portal, so your location is never a limitation.
We accept all major credit and debit cards, as well as financing through Klarna, Afterpay, Zip, and CashApp Pay. We are happy to discuss a payment arrangement that fits your budget during your consultation.
Reach out today for your free, no-obligation consultation. Our advisors are standing by to help you take the first step toward financial freedom.